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The newest registration declaration, prospectus, the prospectus enhance, and you may one totally free-writing prospectuses, including the mortgage loan agenda, that was filed with the You
dos. The newest prospectus complement laid out the mortgage-to-worth ratio, or LTV, since “ratio of your prominent balance of these mortgage at go out of dedication to (a) regarding a purchase, brand new reduced of business price of the mortgaged property and the appraised worthy of during product sales otherwise (b) regarding a good refinancing otherwise modification, new appraised worth of new mortgaged assets at the time of brand new refinancing otherwise amendment.” [Back]
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step three. The new prospectus complement defined the fresh new shared financing-to-worthy of ratio, or CLTV, while the “the fresh new proportion of the dominant harmony of the second-lien mortgage loan, utilizing the a good balance of the relevant very first-lien home loan, within time out of dedication so you can (a) regarding a purchase, the newest reduced of product sales price of the brand new mortgaged assets and you will the appraised value during product sales or (b) regarding a refinancing otherwise modification, this new appraised worth of the fresh new mortgaged assets in the course of the fresh new refinancing otherwise modification.” [Back]
